..Non-performing
assets (NPAs) are something that nobody would like to encourage, and
certainly we are not interested in encouraging them or in supporting
them or holding out a fig leaf of an apology on behalf of NPAs. There
are reasons why they suddenly appear to have grown. We have created a
system of system-based NPAs, which means the system itself throws up
NPAs. Now that system-generated NPAs have started coming out, some
balance sheets have taken a hit..............
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