..........According to available statistics, during the current year 2012-13 up to July end, home loans of banks grew by 18.4 per cent. Loans for commercial real estate during the same period grew by 15.61 per cent. It is reported that the bulk of the growth is in Mumbai and Northern Capital Region. The new guidelines are meant to stop the banks from up-front disbursal of sanctioned individual loans to builders, in order to avoid risk to both banks and the borrowers..........
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