.........The decision of the National Bank for Agriculture and Rural Development (Nabard) against steadfast implementation of the Prakash Bakshi report for streamlining the short-term cooperative credit structure has come as a major relief to thousands of primary agricultural credit societies (PACS) in the State. A major recommendation of the report was that PACS should work only as business correspondents on behalf of the Central Cooperative Bank. This was to ensure safety of deposits and efficient credit delivery to farmers............
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