............ “A number of eminently practicable suggestions have been made to reform PSBs. We need to examine all these ideas carefully, many of which will help give public sector banks the flexibility to compete in the new environment.” Rajan did not quite agree with outgoing finance minister P Chidambaram's idea of Indian mega banks, which can compete on a global scale. “Rather than focussing on mergers (to form mega banks), it is better to have a good management structure and proper governance in place for all banks.”...........
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