......Besides this, there are many operational restrictions on dormant accounts. For instance, a dormant account holder will not be able to transact through his ATM, or via internet and phone banking. New cheque books are not issued to dormant accounts. Some banks even have restrictions on customers issuing cheques from a dormant account. An account which has been dormant for a long time could also escape your memory, especially if you have changed addresses. This could deprive you and your legal heirs of the money lying there..........
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