.......Over the past two years, banks and RBI have been engaged in some difficult discussions around assets disqualified by RBI on various grounds. The new guidelines address these ambiguities and also broaden the framework through inclusion of PACS/FSS/LAMPS as distribution channels, expanding eligible 'indirect loans' and service enterprise definitions. There is also greater clarity in terms of the regulatory focus on direct agricultural lending and use of NBFCs or MFIs as originators......
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