............Part of the problem, says Minority Affairs Minister K. Rehman Khan, is lack of awareness within the Muslim community of the programmes designed by the government for its uplift. This is compounded by the absence of NGOs in the community. Ever since the 15-point programme was unveiled in 2006, the RBI has been issuing periodic guidelines to all banks, flagging the need to ensure that 15 per cent of all priority sector lending goes to minorities. The irony is that the target was essentially the Muslim community, as the Sachar Committee Report on the Social, Economic and Educational Status of Muslims in India found Muslims had trouble opening bank accounts and accessing credit. There has been an improvement in the situation, but the problem persists.
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