With the interest rate cycle set to turn sooner rather than later, this is an opportune time to invest in bank deposits that offer good rates. Such deposits also suit the investment needs of senior citizens well, considering that safety is their top priority. Rates for investors above 60 years of age are 30-50 basis points higher than the regular rates, giving seniors an added incentive to park their money in FDs. For many banks, differential rates apply .........
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